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Pertubuhan Keselamatan Sosial


281, Jalan Ampang,

50538, Kuala Lumpur

Customer Service : 1300-22-8000

Fax : 03 - 4256 7798


[No. I/C] [your complaint] 

send to 15888


Working Hours
8.00 AM - 5.00 PM (Monday-Friday)




A. Applicant Requirements To Qualify


  1. Applicant must be a dependant to the following :
    1. Dependent’s Benefit recipient;
    2. Survivor’s Pension recipient;
    3. Invalidity Pension recipient;
    4. Scheduled Permanent Disablement Benefit.


  1. Less than 21 years old when applying; or

If exceeds 21 years, applicant must have received a SOCSO loan before at certificate or diploma level continuously (without suspension due to poor academic performance) and a dependent of the Dependent’s Benefit or Survivor’s Pension recipient ;


  1. Not married;


  1. Have received offers to further study at any Institute of Higher Education within the country for first Degree or Diploma, or Malaysian Proficiency Certificate (SKM) Level 1 to 3;


  1. Had applied for education loan from other agencies but it had been declined;


  1. Full programme must be within Malaysia;


  1. Full programme must be based on full time basis;


  1. Time left to completion of programme when applying must not be less than 1 year;


  1. The overall cost of the tuition fee must not exceed RM100,000 not inclusive of sustenance allowance;


  1. For applicants receiving offers from Private Institute of Higher Education, the college or university must have been in operations for at least 2 years and its establishment must have been approved by the Ministry of Higher Education, Malaysia (KPTM);


  1. For applicants applying at Public Institute of Higher Learning at Diploma or Degree level, courses offered must be approved by the Public Institute of Higher Education Management Department, of the Ministry;


  1. For applicants applying at Private Institute of Higher Learning at Diploma or Degree level, courses offered must be approved by the Private Institute of Higher Education Management Department, of the Ministry, and receive Full or Provisional Accreditation Certificate from the Malaysian Qualifications Agency (MQA) and is still within its validity period;


  1. For applicants applying at Malaysian Skills Certificate level 1 to 3, courses offered must result in certification from the Department of Skills Development (DSD), from the Ministry of Human Resource and is still within its validity period;


  1. Meets full requirements and qualifications for entry, as prescribed by KPTM to enter into the programme. If the qualification by the applicant differs, a confirmation letter that the qualification is equivalent to the minimum requirement set by the Ministry must be obtained from the relevant departments or agencies in item 12 and 13; and


  1. Family financial capability is insufficient to bear the necessary cost for the education.






  • The following does not meet the criteria to apply:
    1. Primary or secondary school students;
    2. Sibling of Insured Person;
    3. Matriculation / Pre University / Foundation / Master Degree / PhD students


  • Applicants must take full accountability to ensure all necessary documents from the related departments or agencies is included when submitting complete documentation for their application.


  • Applicants who have received SOCSO loans before but failed to complete the education programme or cancelled their loan before graduating is disqualified from re-applying unless they have fully paid any outstanding amount from their previous loan.


  • Loan disbursement is only given during the education programme period only.





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